Job Description

Bilingual Mortgage Loan Originator Job Summary:

We are seeking a highly motivated, Residential Mortgage Loan Originator (RMLO) to join our team. This role is responsible for originating and underwriting real estate loans , property tax loans, and collateral or hard money loans while ensuring compliance with all relevant regulations. The ideal candidate will have strong customer service skills, a deep understanding of the mortgage industry, and experience working with loan origination platforms.

Primary Responsibilities:

• Originate Real Estate Loans, Property Tax Loans, and Collateral/Hard Money Loans.
• Underwrite and review loan documentation, ensuring compliance with state and federal regulations.
• Qualify customers for owner financing, quoting financial terms , loan options , rates , down payments, and estimated taxes and insurance.
• Provide closing settlement services to ensure smooth transactions.
• Maintain up-to-date knowledge of the mortgage industry, including RESPA and other regulatory requirements.
• Utilize our loan processing system Calyx.
• Ensure accurate data entry and documentation in loan origination systems.
• Stay attentive and responsive to all calls, texts, and emails to provide excellent customer service and timely support.
• Adapt and lean company policies to ensure compliance and efficiency.
• Perform any other assigned duties as needed to support loan origination and closing processes.

Qualifications & Requirements:

• Bilingual Spanish/English is required.
• Licensed RMLO in the State of Texas (NMLS license preferred).
• Thorough knowledge of RESPA and other relevant mortgage regulations.
• 2-3 years of experience in real estate, finance, or the mortgage industry preferred.
• Strong customer service background with excellent communication skills (phone, in-person, and written).
• Ability to clearly and concisely communicate in a professional real estate or financial business setting.
• Proficiency in Microsoft Word, Excel, Outlook, and loan processing software such as Calyx, Encompass, or other loan origination systems.
• Strong attention to detail, with the ability to handle multiple tasks in a fast-paced environment.
• Availability to work occasional weekends based on workload and commit to at least 5 hours of overtime per week as needed.

Additional Skills & Abilities:

• Ability to work independently under general supervision while managing multiple priorities.
• Strong problem-solving and analytical skills with a keen eye for compliance.
• An ability to establish and maintain positive, professional relationships and function effectively as part of a team-oriented environment.
• Demonstrates flexibility and adaptability in a dynamic and evolving mortgage industry.
• Exceptional time management and organizational skills to ensure efficiency and productivity.
• Ability to prioritize tasks effectively while maintaining accuracy and attention to detail.

SWE Homes, L.P. is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We pride ourselves on providing diverse families and individuals with housing opportunities throughout Texas.

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